Case Studies
These case studies demonstrate how a SSAS can support company directors with tax planning, cash flow, property purchases and long-term financial strategy.
Tax Planning — Maximising Contributions Through a SSAS
Three co-directors wanted to invest more into their pensions. By using a SSAS, they were able to maximise unused allowances, purchase their trading premises, and significantly reduce their corporation tax bill.
New Beginnings — Buying a Business Premises Through a SSAS
Trish wanted to open a florist and found the perfect shop for £120,000. By consolidating her pensions into a SSAS, she was able to buy the commercial property, take tax-free cash for working capital and rent the premises to her new company.
Property Purchase — Using a SSAS to Acquire Business Premises
Mick and Dave wanted to buy a yard and offices for their building company. By transferring their pensions into a SSAS and making a company contribution, they were able to purchase commercial premises in a highly tax-efficient way.
Cash Flow — Releasing Funds Through a SSAS Property Purchase
Karl and Samantha wanted to buy a holiday apartment without taking on debt. A SSAS allowed them to sell a commercial garage to their pension scheme, releasing £150,000 in cash while keeping the asset in a tax-efficient environment.
Mortgage — Using a SSAS to Support a Commercial Property Purchase
Lisa needed larger office space for her expanding social media business. By transferring her pension into a SSAS and making a company contribution, she was able to purchase a £395,000 property using pension borrowing.